Nov 18

Nov 18 Year 1: How a year of more mindful spending changed my life.

Mindfully Spent quietly turned 1 year old in September! This belated recap discusses how the year changed the way we live. While we are celebrating some big financial wins, the greatest gains have little to do with money.

Jun 20

Jun 20 Major Milestone: Our Consumer Debt is Paid in Full!

Melanie Harding

Money, Meaning, Wellbeing

Just ten months ago, we were 5 digits deep in consumer debt. We had a department store card balance, general credit card debt, and a car loan payment. Now we have none. But we're not done! How our financial goals and our relationship with money are changing.

Jan 17

Jan 17 2016 Wins: A financial year in review.

Melanie Harding

Money

Can a household really make a substantial change in their finances in just a few months? The answer, my friends, is HECK YES!

Nov 1

Nov 1 Week 6 Wins: How new daily habits added up to big savings!

Melanie Harding

Money

Some say it takes 21 days to form new habits, but it wasn't until week six that I finally seemed to have hit my stride. I eliminated a record amount of non-essential spending, paid off a credit card, and found $365 in additional savings to boot!

Oct 18

Oct 18 Week 4 Wins: How I saved $177, found immediate motivation, & tackled our student loan debt.

Melanie Harding

Money, Meaning

I have paid an extra $400.26 toward our debt in just 4 weeks! In this post, I discuss how this success was mostly due to radical changes of the tiniest kind, wins that have nothing to do with money, and how I found I will be able to redirect over $6,000 to debt repayment in the year to come.

Oct 4

Oct 4 Week 2 Wins: How I found $701 in savings in just one pay period!

Melanie Harding

Money

Deciding how my life would look if I spent my money on what mattered created a huge and immediate change. Instead of berating myself for being off track, I was asking myself "What do you really want? Let's do that."

Welcome.